Zoopla finds half of UK homes rose in value
15.2 million or around half of the 30 million homes in the UK saw their value increase in 2025 says Zoopla, but, it adds, “the fortunes of the UK’s homeowners shows a distinct regional cut.” The average increase in home values with price gains was £9,900, with around 3.1 million homeowners seeing the price of their home increase by £20,000 or more.
On the other hand, 9.1 million homes lost at least 1% of their value during 2025, an average of £10.800. The remaining 5.6 million maintained their value to within 1%.
London, says Zoopla, is a “high-stakes game of postcodes right now.” Only 35% of homes saw a rise in value, the lowest percentage in the country. However, the average gain for those that did was £17.400.
The market in Waltham Forest is “still warm,” the company says, as over half or 59% of homes rose by an average of £26,600. This top value-growth market is followed by Havering (57%), Greenwich (52%) and Hillingdon (51%).
Meanwhile, areas such as Kensington & Chelsea “are feeling the chill,” according to Zoopla, as seven out of ten homes saw prices fall as the market adjusts. Tower Hamlets and Westminster saw the biggest losses, 69% and 66% of homes falling in value respectively.
“While the headlines sound alarming, London is actually becoming more accessible,” says Zoopla. “First-time buyer demand is rebounding because rents have hit the affordability ceiling: the mortgage costs of buying a flat is usually cheaper than renting a comparable one. That means if you’re selling a well-located, well-priced home, you still have a large audience of buyers who are tired of paying someone else’s mortgage and want to start paying their own.”
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